IFG specializes in using Annuities as long-term vehicles for retirement planning purposes. Annuities provide our client’s benefits like tax deferral, a death benefit during the accumulation phase, and a guaranteed stream of income at retirement. Other agencies sell retirement planning as more of a product, but we take it as service. We don’t believe in ready-made policies to work out for everyone the same. Here, at Innovative Financial Group, innovation is our core, and professional counselling is our mantra. We never ask you to sign up for anything you don’t completely understand.